Who it's for
People with large purchases to finance interest-free
U.S. Bank Visa Platinum Low Interest Rate Card
Low interest card with 18-month 0% intro APR.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ 18 months 0% intro APR
✓ No annual fee
✓ Cell phone protection
U.S. Bank Visa Platinum Low Interest Rate Card
Visa
Our Verdict
One of the longest 0% intro periods available. No rewards but built purely for saving on interest.
What it really costs
| Annual fee | No annual fee |
|---|---|
| APR Range | 24.49% |
| Minimum credit score | 670 |
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The good and the not so good
- 18 months 0% intro APR
- No annual fee
- Cell phone protection
- No rewards program
- Requires good credit
- Variable APR after intro
You'll be redirected to usbank.com
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