Rogers World Elite Mastercard

The Rogers World Elite Mastercard offers no annual fee and up to 3% cashback on US dollar purchases, with 1.5% on all other purchases.

Last checked on June 12, 2026. We may earn a commission when you click through.

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✓ No annual fee ✓ Up to 3% cashback on USD purchases ✓ 1.5% cashback on all other purchases
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Rogers World Elite Mastercard

Mastercard · cashback

Our Verdict

This card is ideal for those who frequently spend in USD and want to earn cashback without annual fees.

What it really costs

Annual fee No annual fee
APR Range 20.99% – 25.99%
Rewards3% cashback value on Rogers products, 1.5% on all other purchases, 3% on US dollar purchases 3%
Minimum credit score 680

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Who it's for

This card is ideal for Canadians who frequently spend in US dollars and want to earn cashback without an annual fee.

Watch out

Be mindful of the high APR if you carry a balance month-to-month.

The good and the not so good

  • No annual fee
  • Up to 3% cashback on USD purchases
  • 1.5% cashback on all other purchases
  • Mastercard benefits
  • No foreign transaction fees
  • Requires a minimum credit score of 680
  • Higher APR range of 20.99% to 25.99%
  • Cashback only applies to specific categories
  • Limited rewards for non-US purchases
  • May not suit those who spend less

In-Depth Review

The **Rogers World Elite Mastercard** stands out for its **no annual fee** and generous cashback on US dollar purchases, making it appealing for frequent travelers. The **3% cashback** on USD transactions is particularly attractive, especially for Canadians who shop or travel in the U.S. However, the card requires a minimum credit score of **680**, which could exclude many potential applicants. Additionally, users should note the **APR range of 20.99% to 25.99%**, which can be costly for those who might carry a balance. For everyday purchases, the **1.5% cashback** is decent, but cardholders might find better options if they spend less on US dollars. Compared to alternatives like the **Scotiabank Gold American Express**, which offers 5x points on groceries, this card may not maximize rewards for all spending categories. Overall, this card is best for those who want to earn cashback on US transactions without an annual fee. Just remember, if cashback is your main goal, explore other cards that might offer broader rewards categories.

Summary

The Rogers World Elite Mastercard is a solid choice for frequent US dollar spenders, offering cashback without an annual fee, but may not be suitable for everyone.

What cardholders say

Users appreciate the cashback rewards but express concern over the high APR and limited earning potential on non-US purchases.

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