Navy Federal Platinum Low Interest Card

Low interest card from Navy Federal Credit Union.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ Very low ongoing APR (11.24-18%) ✓ No annual fee ✓ No balance transfer fee
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Navy Federal Platinum Low Interest Card

Visa

Our Verdict Recommended

Some of the lowest ongoing rates in the industry. Great for anyone who qualifies for Navy Federal membership.

What it really costs

Annual fee No annual fee
APR Range 11.24% – 18%
Minimum credit score 670

See full review

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Who it's for

Military-connected individuals wanting the lowest possible rates

The good and the not so good

  • Very low ongoing APR (11.24-18%)
  • No annual fee
  • No balance transfer fee
  • Requires Navy Federal membership
  • No rewards

See full review

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