Who it's for
People wanting forced savings alongside credit building
Self Secured Visa Credit Card
Secured card linked to credit-builder savings.
Last checked on September 1, 2026. We may earn a commission when you click through.
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✓ Builds credit and savings
✓ Reports to all 3 bureaus
✓ Low deposit
Self Secured Visa Credit Card
Visa
Our Verdict
Unique combo of credit building and forced savings. Requires an active Self credit-builder loan account.
What it really costs
| Annual fee | $25 |
|---|---|
| APR Range | 25.21% – 29.21% |
| Minimum credit score | 300 |
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The good and the not so good
- Builds credit and savings
- Reports to all 3 bureaus
- Low deposit
- Annual fee
- Requires Self loan account
- Higher APR
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