{"id":9427,"date":"2023-04-13T23:00:00","date_gmt":"2023-04-13T23:00:00","guid":{"rendered":"https:\/\/senhorcartao.com\/?p=9427"},"modified":"2023-04-12T20:00:13","modified_gmt":"2023-04-12T20:00:13","slug":"diferenca-tan-taeg","status":"publish","type":"post","link":"https:\/\/senhorcartao.com\/it\/diferenca-tan-taeg\/","title":{"rendered":"Qual \u00e8 la differenza tra TAN e TAEG: svela i segreti dei prestiti!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-foi-atingido-pelas-taxas-de-juros-saiba-diferenciar-a-tan-da-taeg\">Sei stato colpito dai tassi di interesse? Sapere come differenziare il TAN dal TAEG!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-1024x576.jpeg\" alt=\"Pilha de moedas crescendo com desenhos de setas e rendimentos\" class=\"w-full object-cover object-center border mx-auto wp-image-9467\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-1024x576.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-300x169.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-768x432.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-1536x864.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_573715600-2048x1152.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dopotutto, conosci la differenza? Fonte: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se vuoi prendere decisioni migliori riguardo alle diverse tipologie di finanziamento, dai prestiti personali alle carte di credito e prestiti, \u00e8 fondamentale comprendere la differenza tra TAEG e TAN!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Questo perch\u00e9 sono questi i due tassi che organizzano i valori dei tassi di interesse di tutti i finanziamenti. Tuttavia, ogni tariffa ha la sua particolarit\u00e0 e funziona in modo specifico.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-26LOqF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/it\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Quali sono le tipologie di tassi di mutuo per la casa? Scopri come funzionano \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/tipos-de-taxa-de-credito-habitacao-1.jpg\" alt=\"pessoa com uma chave nas m\u00e3os\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/it\/tipos-de-taxa-de-credito-habitacao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Quali sono le tipologie di tassi di mutuo per la casa? Scopri come funzionano \">\n            Quali sono le tipologie di tassi di mutuo per la casa? Scopri come funzionano         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Esistono fondamentalmente 3 tipologie di tasso di mutuo casa, con caratteristiche e vantaggi diversi per il consumatore. Conoscerli quindi \u00e8 fondamentale prima di concludere un affare.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/it\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/it\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/tipos-de-taxa-de-credito-habitacao-1.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Quali sono le tipologie di tassi di mutuo per la casa? Scopri come\u2026              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/it\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai nello stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertanto potrebbero esserci oneri diversi per un prestito basato sul TAN e uno basato sul TAEG. Si tratta quindi di uno degli elementi fondamentali per poter fare delle buone scelte di finanziamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ma prima, sai cosa significa ogni acronimo? Il TAN \u00e8 la Tasso Annuo Nominale! Nel frattempo, APR \u00e8 il tasso annuo effettivo globale! Vuoi sapere e capire di pi\u00f9 su come influiscono sul tuo credito? Continua a leggere!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-fatores-a-considerar-para-pedir-credito\">Fattori da considerare quando si richiede un credito<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Innanzitutto se stai cercando una qualche forma di credito personale, vale la pena prestare attenzione ad altri fatti oltre al tasso di interesse e alle spese che comportano il TAN e il TAEG!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quindi, in primo luogo, \u00e8 importante considerare se hai davvero bisogno di quei soldi o se esiste qualche altro modo per ottenere ci\u00f2 che desideri, che si tratti di una casa, di un\u2019auto o di qualche tipo di servizio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, controlla se non \u00e8 possibile pagare con un conto di risparmio o una carta. In molti casi, le tariffe delle carte potrebbero rivelarsi pi\u00f9 interessanti. Inoltre, conferma che l&#039;entit\u00e0 finanziaria \u00e8 registrata per offrire credito!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-fatores-a-considerar-para-pedir-um-cartao\">Fattori da considerare quando si richiede una carta<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-1024x683.jpeg\" alt=\"Mulher confusa olhando para notebook\" class=\"w-full object-cover object-center border mx-auto wp-image-9468\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_574181446-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Scopri come considerare le commissioni! Fonte: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sono sempre di pi\u00f9, infatti, le banche e le finanziarie che offrono vantaggi e agevolazioni al momento della sottoscrizione di una determinata carta di credito. Quindi, prendi in considerazione alcuni fattori oltre al tasso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pensate, ad esempio, quali sono i vantaggi, come il cashback, e se i valori restituiti hanno il potenziale per compensare gli interessi passivi addebitati per il servizio della banca!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, \u00e8 importante prendere il contesto completo sia della carta che del prestito, quando metti in relazione le informazioni con la tua realt\u00e0 e i tuoi interessi al momento dell&#039;acquisizione di questo credito!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-porque-a-tan-e-taeg-existem-e-como-funcionam\">Perch\u00e9 esistono TAN e TAEG e come funzionano?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Non dimenticare che sei tu a pagare TAN e TAEG! Ci\u00f2 accade perch\u00e9 il tasso di interesse \u00e8 come il prezzo che paghi per utilizzare il servizio e per trattenere i soldi dell&#039;istituto. In altre parole, \u00e8 il profitto della banca!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, altri fattori influenzeranno l\u2019importo degli interessi, oltre al tipo di tasso. Resta quindi la questione del valore dell&#039;importo, della durata, della tipologia di credito e del prezzo che l&#039;istituto stesso stabilisce per i suoi servizi!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-qual-e-a-diferenca-entre-a-tan-e-a-taeg\">Qual \u00e8 la differenza tra TAN e TAEG?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"684\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-1024x684.jpeg\" alt=\"M\u00e3o digitando em calculadora\" class=\"w-full object-cover object-center border mx-auto wp-image-9469\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-1024x684.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-768x513.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-1536x1025.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_579875386-2048x1367.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Quindi, capisci la differenza! Fonte: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale la pena sottolineare che, sia in un prestito personale che in quello per la casa, come in una carta di credito, vigono il TAN e il TAEG!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertanto, solo comprendendo la differenza e la funzione di ciascuna tariffa \u00e8 possibile prendere la decisione migliore. Questo perch\u00e9 questo \u00e8 l&#039;unico modo per vedere l&#039;intero valore di quel servizio!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quindi, senza ulteriori indugi, vediamo in dettaglio in cosa consiste ciascuno dei tassi di interesse!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-o-que-e-a-taeg\">Cos&#039;\u00e8 il TAEG?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Come abbiamo gi\u00e0 dimostrato, il TAEG \u00e8 il tasso annuo effettivo globale ed \u00e8 direttamente correlato al costo totale del prestito. In altre parole \u00e8 la percentuale che il cliente deve pagare in relazione all\u2019importo ottenuto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il TAEG viene calcolato includendo tutte le assicurazioni obbligatorie, gli interessi, le spese fiscali aggiuntive, le registrazioni e le transazioni finanziarie. E comprende anche le commissioni di prestito e ogni altro tipo di onere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il TAEG non tiene invece conto di alcune commissioni come: commissioni di estinzione anticipata; spese notarili; importi dovuti per inadempimento del contraente (ovvero tuo).<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1jYkug\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/it\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Tutto sui Fondi di Investimento Immobiliare\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/Tudo-sobre-Fundos-de-investimento-imobiliario.jpg\" alt=\"imagem com duas pessoas segurando uma chave de uma casa em m\u00e3os ao pesquisar tudo sobre fundos imobili\u00e1rios\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/it\/fundos-investimento-imobiliario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Tutto sui Fondi di Investimento Immobiliare\">\n            Tutto sui Fondi di Investimento Immobiliare        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vuoi sapere tutto sui fondi di investimento immobiliari? Quindi sei nel posto giusto. Scopri oggi come funzionano e i vantaggi di scommettere su di essi!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/it\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Si tratta di una commissione semplice, addebitata annualmente sulle transazioni finanziarie. In altre parole, \u00e8 definito solo come l\u2019interesse su qualsiasi tipo di prestito monetario.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertanto, pur essendo addebitato annualmente, pu\u00f2 essere calcolato in base al tipo di prestito: semestrale, annuale o anche trimestrale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, la definizione principale del TAN \u00e8 che non prevede alcun tipo di imposta aggiuntiva incorporata, n\u00e9 altri oneri creditizi. Quindi, fai attenzione quando confronti i prestiti utilizzando proprio questo come base!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-cuidados-com-a-diferenca-da-tan-e-taeg-ao-comparar-os-emprestimos\">Fai attenzione alla differenza tra TAN e TAEG quando confronti i prestiti!<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si pu\u00f2 quindi affermare che la differenza pi\u00f9 grande tra TAN e TAEG sono le spese aggiuntive e gli oneri sugli interessi su alcune tipologie di prestito. Per questo motivo tieni presente che nei contratti il valore del TAN \u00e8 inferiore al TAEG.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In altre parole, dai sempre la priorit\u00e0 al confronto del TAEG! Questo perch\u00e9, spesso, il TAN di una banca pu\u00f2 essere anche inferiore. Ma, confrontando altre tariffe, l\u2019importo totale potrebbe risultare pi\u00f9 alto!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertanto, in situazioni di prestito con la stessa durata, importo, modalit\u00e0 e condizioni di rimborso, la proposta con il TAEG pi\u00f9 basso sar\u00e0 per te la pi\u00f9 economica!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-mais-plataforma-linha-valor\">Scopri di pi\u00f9: Piattaforma Linha Valor<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ora che hai capito meglio la differenza tra TAN e TAEG, sei pronto a trovare quel prestito ideale per te? Inoltre, ci sono piattaforme che possono aiutarti a trovare il percorso migliore.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ti presentiamo quindi Linha Valor, una piattaforma di marketing digitale che funziona come centro di ricerca e confronto su Internet. In questo modo, il sito web ti presenter\u00e0 opzioni di credito consolidate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Questo \u00e8 un ottimo modo per sbarazzarti dei tuoi debiti creditizi negoziandoli con altri istituti! Quindi, se vuoi capire di pi\u00f9 su come funziona la piattaforma, puoi dare un&#039;occhiata alla nostra recensione!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Accedi al link sottostante e non perdere tempo per spendere meno sugli interessi sui tuoi debiti di prestito insoluti!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1iFBhW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/it\/conheca-plataforma-linha-valor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Piattaforma Linha Valor: come funziona?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/03\/2-7.jpg\" alt=\"M\u00e3o colocando moeda em monte\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/it\/conheca-plataforma-linha-valor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Piattaforma Linha Valor: come funziona?\">\n            Piattaforma Linha Valor: come funziona?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vuoi ottenere un credito consolidato? Sappi quindi che tramite Linha Valor \u00e8 possibile trovare opzioni sicure e online registrate dal Banco de Portugal.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/it\/conheca-plataforma-linha-valor\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Scoprendo tutti i dettagli otterrai l\u2019offerta di prestito pi\u00f9 conveniente per te!<\/p>","protected":false},"author":8,"featured_media":9466,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9,8,58],"tags":[1936,1937,651],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qual a Diferen\u00e7a entre TAN e TAEG: desbloqueie os segredos dos empr\u00e9stimos! - Senhor Cart\u00e3o<\/title>\n<meta name=\"description\" content=\"Conhece a diferen\u00e7a entre TAN e TAEG? Ambas s\u00e3o taxas cobradas em empr\u00e9stimos, mas uma delas \u00e9 mais robusta ao comparar os valores!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorcartao.com\/it\/diferenca-tan-taeg\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qual a Diferen\u00e7a entre TAN e TAEG: desbloqueie os segredos dos empr\u00e9stimos!\" \/>\n<meta property=\"og:description\" content=\"Conhece a diferen\u00e7a entre TAN e TAEG? 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