{"id":9495,"date":"2023-04-23T23:00:00","date_gmt":"2023-04-23T23:00:00","guid":{"rendered":"https:\/\/senhorcartao.com\/?p=9495"},"modified":"2023-04-21T02:52:49","modified_gmt":"2023-04-21T02:52:49","slug":"medidas-governo-habitacao","status":"publish","type":"post","link":"https:\/\/senhorcartao.com\/es\/medidas-governo-habitacao\/","title":{"rendered":"\u00a1Principales medidas gubernamentales para Vivienda 2023!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-governo-procura-aumentar-o-numero-de-casas-disponiveis-para-venda\">\u00a1Gobierno busca aumentar el n\u00famero de viviendas disponibles para la venta!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_542207910-1024x683.jpeg\" alt=\"Mulher sorrindo comemorando e segurando caixa de mudan\u00e7as\" class=\"w-full object-cover object-center border mx-auto wp-image-9605\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_542207910-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_542207910-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_542207910-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_542207910-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_542207910-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00a1Mira los posibles cambios! Fuente: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A principios de 2023, el gobierno consult\u00f3 con todos los segmentos de la poblaci\u00f3n para comprender mejor qu\u00e9 medidas de vivienda eran m\u00e1s necesarias y cu\u00e1les deb\u00edan mejorarse.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De esta manera se presentaron una serie de propuestas. \u00bfQuieres saber m\u00e1s sobre cu\u00e1les son? \u00bfEntiendes qu\u00e9 medidas piensa aplicar o reestructurar el gobierno en relaci\u00f3n con la vivienda en Portugal?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1ihtlB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/es\/pedir-credito-habitacao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00a1Prep\u00e1rate financieramente para solicitar cr\u00e9dito de vivienda! Mira 7 consejos que te ayudar\u00e1n\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/pedir-credito-habitacao.jpg\" alt=\"casa ao fundo em meio ao verde da mata\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/es\/pedir-credito-habitacao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00a1Prep\u00e1rate financieramente para solicitar cr\u00e9dito de vivienda! Mira 7 consejos que te ayudar\u00e1n\">\n            \u00a1Prep\u00e1rate financieramente para solicitar cr\u00e9dito de vivienda! Mira 7 consejos que te ayudar\u00e1n        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00bfEst\u00e1s pensando en comprar una propiedad? Entonces, prep\u00e1rate para solicitar un cr\u00e9dito de vivienda con nuestros consejos. \u00a1Con ellos aumentas tus posibilidades de tener una operaci\u00f3n exitosa!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/es\/pedir-credito-habitacao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin&#250;e Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/es\/pedir-credito-habitacao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/pedir-credito-habitacao.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1Prep\u00e1rate econ\u00f3micamente para solicitar cr\u00e9dito de vivienda!\u2026              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/es\/pedir-credito-habitacao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Contin&#250;e Leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, aunque ya no sea posible opinar y opinar en relaci\u00f3n a cada uno de ellos, \u00a1a\u00fan es posible comprender las posibilidades abiertas de cambio este a\u00f1o y el pr\u00f3ximo!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, \u00a1revisemos algunos de los elementos de la lista de medidas gubernamentales y planes de vivienda para 2023!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-casas-nao-entram-no-arrendamento-obrigatorio\">\u00bfQu\u00e9 casas no est\u00e1n incluidas en el arrendamiento obligatorio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_461502029-1024x683.jpeg\" alt=\"M\u00e3o segurando caneta exlicando contrato e miniatura de casa ao lado\" class=\"w-full object-cover object-center border mx-auto wp-image-9606\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_461502029-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_461502029-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_461502029-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_461502029-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_461502029-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfPero participar\u00e1n todas las casas en la renovaci\u00f3n? Fuente: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, comencemos hablando del arrendamiento obligatorio. \u00a1Se trata de una medida que prev\u00e9 el alquiler de viviendas no utilizadas al Estado para subarrendamiento! Sin embargo, \u00a1hay algunas trampas!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De hecho, el arrendamiento forzoso ya es legal en Portugal y el propietario ya tiene algo de tiempo para poner el inmueble en uso. \u00a1La primera raz\u00f3n para no poner en pr\u00e1ctica el arrendamiento obligatorio es si la propiedad pertenece a emigrantes!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, si la direcci\u00f3n pertenece a una persona desplazada por motivos de salud, profesionales o de formaci\u00f3n, como por ejemplo estar en un centro social o en una vivienda, \u00a1tampoco se practica el alquiler obligatorio!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-apoio-extraordinario-as-rendas\">Apoyo extraordinario a los ingresos<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esta es una de las medidas del gobierno en materia de vivienda, que proporciona asistencia financiera para pagar el alquiler. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Seg\u00fan esta propuesta del Gobierno, todas las familias con contratos firmados hasta diciembre de 2022 podr\u00e1n recibir apoyo a los ingresos. Este apoyo tiene un l\u00edmite de 200 euros y puede renovarse por un m\u00e1ximo de 5 a\u00f1os.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Hu9gB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/es\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfCu\u00e1les son los tipos de tasas de pr\u00e9stamos hipotecarios? Descubra c\u00f3mo funcionan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/tipos-de-taxa-de-credito-habitacao-1.jpg\" alt=\"pessoa com uma chave nas m\u00e3os\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/es\/tipos-de-taxa-de-credito-habitacao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfCu\u00e1les son los tipos de tasas de pr\u00e9stamos hipotecarios? Descubra c\u00f3mo funcionan\">\n            \u00bfCu\u00e1les son los tipos de tasas de pr\u00e9stamos hipotecarios? Descubra c\u00f3mo funcionan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Existen b\u00e1sicamente 3 tipos de tasas de pr\u00e9stamos hipotecarios, con diferentes caracter\u00edsticas y beneficios para el consumidor. Por eso, conocerlos es fundamental antes de cerrar un trato.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/es\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin&#250;e Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/es\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/tipos-de-taxa-de-credito-habitacao-1.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00bfCu\u00e1les son los tipos de tasas de pr\u00e9stamos hipotecarios? Averiguar como\u2026              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/es\/tipos-de-taxa-de-credito-habitacao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Contin&#250;e Leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, sufrir\u00e1 una constante reducci\u00f3n de valor. Sin embargo, s\u00f3lo los hogares con tasas de esfuerzo superiores a 35% podr\u00edan participar en este programa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, los ingresos deben llegar hasta el sexto tramo. Entonces en el primer a\u00f1o la diferencia es 35%, despu\u00e9s de 40% y hasta el final del periodo de 5 a\u00f1os, \u00a145%!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-apoio-na-subida-da-taxa-de-juro-de-emprestimo-de-habitacao\">Apoyo para aumentar las tasas de inter\u00e9s de los pr\u00e9stamos hipotecarios<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, con el aumento de los tipos de inter\u00e9s, los bancos y las instituciones financieras deben mantener un tipo de inter\u00e9s fijo sobre los pr\u00e9stamos hipotecarios. De esta manera, el acceso es m\u00e1s justo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, la nueva propuesta del gobierno proporciona apoyo financiero a cualquiera que aproveche un pr\u00e9stamo para vivienda y haya sufrido el aumento de los tipos de inter\u00e9s. De hecho, los pr\u00e9stamos afectados s\u00f3lo ser\u00e1n los anteriores a 2023.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, solo para personas en el hogar con ingresos hasta el sexto nivel de ingresos del IRS. Adem\u00e1s, s\u00f3lo sufrir\u00e1n modificaciones los pr\u00e9stamos con un valor inferior a 200 mil euros. Los valores m\u00e1s altos se mantienen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-mudancas-no-alojamento-local\">Cambios en el alojamiento local&nbsp;<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"679\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_464279231-1024x679.jpeg\" alt=\"Casal relaxando em sof\u00e1 com caixas de mudan\u00e7a ao redor\" class=\"w-full object-cover object-center border mx-auto wp-image-9607\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_464279231-1024x679.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_464279231-300x199.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_464279231-768x509.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_464279231-1536x1018.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_464279231-2048x1358.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00a1Comprenda m\u00e1s sobre las medidas! Fuente: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra de las medidas del gobierno en materia de vivienda es que, a partir de ese a\u00f1o, \u00a1la emisi\u00f3n de licencias locales de alojamiento dejar\u00e1 de existir!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, \u00a1todos aquellos que ya tengan una licencia ser\u00e1n reevaluados en 2030! De hecho, todo aquel que retire su casa de esta modalidad y la alquile se beneficiar\u00e1.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, uno de los principales beneficios es la exenci\u00f3n de ingresos del IRS hasta 2030 en un intento de compensar la ca\u00edda de ingresos esperada en estos casos. Sin embargo, \u00a1los que se quedaron deben hacer una contribuci\u00f3n especial!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-pagamento-de-rendas-em-atraso\">Pago tard\u00edo del alquiler<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Despu\u00e9s de tres meses de incumplimiento, el Estado prev\u00e9 asumir el pago de los alquileres. Sin embargo, cada situaci\u00f3n debe ser objeto de una evaluaci\u00f3n individual. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En este caso, podr\u00e1 cobrar al inquilino el importe seg\u00fan los formularios disponibles en la actualidad.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, si la falta de pago se debe a falta de fondos, se tomar\u00e1n las medidas oportunas por parte de la Seguridad Social, procurando el bienestar de todos. \u00a1En este caso, el Estado asume el papel de apoyar al inquilino!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-isencao-de-irs-nas-mais-valias-de-casas-vendidas-ao-estado-e-municipios\">Exenci\u00f3n del IRS sobre ganancias de capital sobre casas vendidas al Estado y municipios<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Actualmente, el valor agregado que surge de la venta de inmuebles en determinadas circunstancias puede alcanzar una tributaci\u00f3n de hasta 50%.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, en esta situaci\u00f3n espec\u00edfica, el gobierno se compromete a crear una exenci\u00f3n de impuestos en el IRS en el caso de la venta de casas basada en las ganancias de capital de las ventas al Estado o a los municipios.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-beneficios-fiscais-para-obras-de-casas-colocadas-no-arrendamento-acessivel\">Beneficios fiscales para obras en viviendas en r\u00e9gimen de alquiler asequible<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para aumentar el n\u00famero de casas y residencias en alquiler asequible para todos a trav\u00e9s del programa PAA, el gobierno tiene la intenci\u00f3n de crear una tarifa de 6% para las obras de vivienda en el programa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, se espera una exenci\u00f3n del IMI de tres a cinco a\u00f1os, adem\u00e1s de una exenci\u00f3n del IMT.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-reducao-de-28-para-25-da-taxa-especial-de-irs\">Reducci\u00f3n de 28% a 25% de la tasa especial del IRS<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre las medidas del gobierno en materia de vivienda se encuentra la reducci\u00f3n de la tasa especial del IRS en el caso de contratos de hasta dos a\u00f1os de duraci\u00f3n. Entonces, de 28% actualmente, la tarifa bajar\u00eda en 3%.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cabe se\u00f1alar que en el caso de contratos m\u00e1s largos la reducci\u00f3n ya existe, y para los de m\u00e1s de 20 a\u00f1os, \u00a1de 10% baja a 5%!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-limites-a-subida-da-renda-dos-novos-contratos\">L\u00edmites al incremento de ingresos por nuevos contratos&nbsp;<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En un intento de estabilizar los alquileres en los nuevos contratos, una de las nuevas medidas del Gobierno en materia de vivienda es para las casas que llevan m\u00e1s de 5 a\u00f1os en el mercado de alquiler.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00a1En este caso, estas casas no pueden exceder los 2% del alquiler inicial en los nuevos contratos!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conversao-de-imoveis-de-comercio-e-servicos-em-habitacao\">Conversi\u00f3n de inmuebles comerciales y de servicios en vivienda.<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para concluir nuestra lista de medidas gubernamentales en materia de vivienda, podemos mencionar el cambio en relaci\u00f3n a las propiedades comerciales y de servicios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De esta manera, ser\u00e1 posible convertir este tipo de propiedades en viviendas de alquiler sin tener que someterse a ning\u00fan tipo de reevaluaci\u00f3n o modificaci\u00f3n de licencia, \u00a1facilitando la transici\u00f3n!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-outras-opcoes-credito-habitacao-para-jovens-novo-banco\">Descubre otras opciones: Cr\u00e9dito de vivienda para j\u00f3venes Novo Banco<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora que sabes que existe la posibilidad de crear estabilidad en las tasas de inter\u00e9s de los pr\u00e9stamos para vivienda a trav\u00e9s de medidas gubernamentales, \u00bfqu\u00e9 tal si conoces algunas posibilidades de cr\u00e9dito?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El cr\u00e9dito para j\u00f3venes de Novo Banco es una forma de comenzar tu vida en un nuevo hogar con la ayuda de tu familia. \u00a1Las condiciones que ofrece Novo Banco son ideales!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00a1As\u00ed que no pierdas el tiempo y ven a descubrir todas las facilidades y precios asequibles para quienes a\u00fan no tienen unos ingresos s\u00f3lidos!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-TYmHP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/es\/conheca-credito-habitacao-jovens-novobanco\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00a1Descubre el Cr\u00e9dito Vivienda Novobanco para J\u00f3venes! \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-2.jpg\" alt=\"Logo Novobanco fundo verde\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/es\/conheca-credito-habitacao-jovens-novobanco\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00a1Descubre el Cr\u00e9dito Vivienda Novobanco para J\u00f3venes! \">\n            \u00a1Descubre el Cr\u00e9dito Vivienda Novobanco para J\u00f3venes!         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descubre la l\u00ednea de cr\u00e9dito que ofrece Novobanco, la cual est\u00e1 dirigida a j\u00f3venes de hasta 35 a\u00f1os con el sue\u00f1o de tener casa propia.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n      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class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00bfQuieres saber qu\u00e9 cambios es m\u00e1s probable que se produzcan en el \u00e1mbito de la vivienda en Portugal? \u00a1As\u00ed que est\u00e9 atento a la lista que incluye reducci\u00f3n de tasas especiales del IRS y beneficios fiscales!<\/p>","protected":false},"author":8,"featured_media":9604,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[6,7],"tags":[1493,1576,1948],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Principais medidas do governo para Habita\u00e7\u00e3o 2023! - Senhor 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