{"id":7234,"date":"2022-12-23T23:00:00","date_gmt":"2022-12-23T23:00:00","guid":{"rendered":"https:\/\/senhorcartao.com\/?p=7234"},"modified":"2022-12-22T06:14:22","modified_gmt":"2022-12-22T06:14:22","slug":"conheca-conta-aforro","status":"publish","type":"post","link":"https:\/\/senhorcartao.com\/es\/conheca-conta-aforro\/","title":{"rendered":"Cuenta de ahorro: \u00bfqu\u00e9 es?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-descubra-o-que-e-uma-conta-aforro-faca-seus-investimentos\">Descubre qu\u00e9 es una Cuenta de Ahorro: \u00a1haz tus inversiones!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-6-1024x576.jpg\" alt=\"Logo eportugal com fundo verde\" class=\"w-full object-cover object-center border mx-auto wp-image-7305\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-6-1024x576.jpg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-6-300x169.jpg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-6-768x432.jpg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/2-6.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, descubre qu\u00e9 es y c\u00f3mo funciona. Fuente: ePortugal.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00bfHas o\u00eddo hablar de Conta Aforro y quieres saber qu\u00e9 es? \u00a1Entonces este texto es ideal para ti! Esta es una cuenta espec\u00edfica para quienes desean invertir en Certificados de Ahorro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se trata de un tipo de inversi\u00f3n muy segura y con rentabilidad garantizada. \u00a1Las solicitudes van desde 100 euros hasta 250 mil!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1mmYx0\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-6.jpg\" alt=\"Logo eportugal\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?\">\n            \u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tener una Cuenta de Ahorro es la clave para iniciar tus inversiones de forma segura. Mira c\u00f3mo suscribirte y abrir el tuyo lo antes posible.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin&#250;e Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-6.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Contin&#250;e Leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, esta Cuenta le permite suscribirse a estos Certificados. Adem\u00e1s, con \u00e9l podr\u00e1s gestionar, organizar y canjear tu dinero y Certificados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si quieres saber m\u00e1s, \u00a1contin\u00faa leyendo nuestro texto y haz todas tus preguntas!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-funciona-a-conta-aforro\">\u00bfC\u00f3mo funciona la Cuenta de Ahorro?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"639\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/3-6-1024x639.jpg\" alt=\"Homem analisando tablet\" class=\"w-full object-cover object-center border mx-auto wp-image-7306\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/3-6-1024x639.jpg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/3-6-300x187.jpg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/3-6-768x479.jpg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/3-6.jpg 1311w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Despu\u00e9s de todo, \u00bfc\u00f3mo funciona? Fuente: ePortugal.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, \u00bfqu\u00e9 es una Cuenta de este tipo? \u00bfC\u00f3mo funciona y cu\u00e1l es su objetivo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, esta Cuenta es b\u00e1sicamente para que hagas inversiones. Con \u00e9l podr\u00e1s adquirir y organizar tus certificados de ahorro. De esta manera, al suscribir Certificados de Ahorro, se podr\u00e1 crear la cuenta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, su cuenta siempre debe estar vinculada a un N\u00famero de Identificaci\u00f3n Bancaria (NIB). En otras palabras, \u00a1necesitas tener una cuenta en un banco nacional! Pero, \u00bfqu\u00e9 es exactamente un Certificado de Ahorro?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-o-que-e-um-certificado-de-aforro\">\u00bfQu\u00e9 es un Certificado de Ahorro?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un Certificado de Ahorro es una inversi\u00f3n sin ning\u00fan tipo de riesgo. Esto sucede porque est\u00e1n directamente asociados a la deuda p\u00fablica del Estado portugu\u00e9s. En otras palabras, le est\u00e1s prestando dinero al pa\u00eds. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, tiene una garant\u00eda de devoluci\u00f3n de intereses para usted. Por tanto, al tratarse de una inversi\u00f3n segura, el rendimiento financiero no es tan alto como el de otras inversiones de mayor riesgo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, entre las inversiones de bajo riesgo, es una de las m\u00e1s l\u00edquidas. Pero, \u00bfquieres saber si puedes abrir una Cuenta y suscribir Certificados de Ahorro?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-quem-pode-abrir-uma-conta\">\u00bfQui\u00e9n puede abrir una cuenta?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues b\u00e1sicamente cualquier ciudadano puede suscribirse a una Cuenta de Ahorro y, en consecuencia, adquirir Certificados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para ello la \u00fanica regla es que tengas un IBAN. Posteriormente es necesario disponer de un NIF. As\u00ed que tenga en cuenta estas demandas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00bfTe gust\u00f3 la posibilidad de tener una de estas Cuentas? Es genial tener la posibilidad de sacar provecho de inversiones seguras, \u00bfno? As\u00ed que no pierdas el tiempo suscribi\u00e9ndote. Pero, \u00bfc\u00f3mo abrir tu Cuenta de Ahorro?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lamentablemente, no es posible suscribirse en l\u00ednea. Por lo tanto, todo el tr\u00e1mite deber\u00e1 realizarse de manera presencial en las sucursales del CTT.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00bfQuieres saber m\u00e1s informaci\u00f3n? Por ejemplo, \u00bfqu\u00e9 documentos llevar y qu\u00e9 llenar para registrar una Cuenta de este tipo? Entonces, conoce la gu\u00eda paso a paso que hicimos exclusivamente para responder tus preguntas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00a1Haga clic en el enlace a continuaci\u00f3n y descubra todos los detalles para abrir su Cuenta!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-oERkO\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/12\/1-6.jpg\" alt=\"Logo eportugal\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?\">\n            \u00bfC\u00f3mo suscribirse a una Cuenta de Ahorro?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tener una Cuenta de Ahorro es la clave para iniciar tus inversiones de forma segura. Mira c\u00f3mo suscribirte y abrir el tuyo lo antes posible.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/es\/subscrever-conta-aforro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin&#250;e Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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