{"id":9659,"date":"2023-05-02T23:00:00","date_gmt":"2023-05-02T23:00:00","guid":{"rendered":"https:\/\/senhorcartao.com\/?p=9659"},"modified":"2023-05-02T19:00:50","modified_gmt":"2023-05-02T19:00:50","slug":"vale-pena-ppr-investimento","status":"publish","type":"post","link":"https:\/\/senhorcartao.com\/en\/vale-pena-ppr-investimento\/","title":{"rendered":"Is it worth making a PPR as an investment?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-um-investimento-ppr-pode-apresentar-altos-indices-de-rentabilidade-mas-os-resultados-chegam-no-longo-prazo\">A PPR investment can have high rates of profitability, but the results arrive in the long term!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_409621845-1024x683.jpeg\" alt=\"Mulher sorrindo apontando para dinheiro nas m\u00e3os\" class=\"w-full object-cover object-center border mx-auto wp-image-9683\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_409621845-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_409621845-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_409621845-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_409621845-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_409621845-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >But is it the ideal option? Source: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>If you are in doubt whether a PPR is really worth it as a long-term investment for you, ask your questions and finally decide what is best to do with your money!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>So, if you don&#039;t know what a PPR is, we&#039;ll explain all the details, who it&#039;s recommended for and how you can choose the ideal option for you! This way, you can make the most of your retirement in the best possible way!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1FDj1C\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/en\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Everything about Real Estate Investment Funds\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/Tudo-sobre-Fundos-de-investimento-imobiliario.jpg\" alt=\"imagem com duas pessoas segurando uma chave de uma casa em m\u00e3os ao pesquisar tudo sobre fundos imobili\u00e1rios\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/en\/fundos-investimento-imobiliario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Everything about Real Estate Investment Funds\">\n            Everything about Real Estate Investment Funds        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Do you want to know everything about real estate investment funds? So you are in the right place. Check out, today, how they work and the advantages of betting on them!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/en\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcartao.com\/en\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2022\/10\/Tudo-sobre-Fundos-de-investimento-imobiliario.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Everything about Real Estate Investment Funds              <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/en\/fundos-investimento-imobiliario\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In fact, it is recommended that you start saving from an early age, as the sooner you start, the greater the amount you can keep aside for your retirement in the future! Well, it&#039;s never too early to start saving money!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>With just 50 euros a month, you can make a big difference to your income! And the sooner you start, the greater the value saved. So, don&#039;t waste time and sign up for a PPR right now!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-um-ppr\">What is a PPR?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_453594532-1024x683.jpeg\" alt=\"Homem de neg\u00f3cios sorrindo e conversando com casal de idosos\" class=\"w-full object-cover object-center border mx-auto wp-image-9684\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_453594532-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_453594532-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_453594532-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_453594532-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_453594532-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >After all, how does this type of investment work? Source: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Before knowing whether it is worth subscribing to a PPR, it is important to know what one of these is! Well, PPR is the acronym for Retirement Savings Plan. In other words, this is a long-term investment plan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>It serves to complement your Social Security retirement and has high profitability rates compared to other savings. Furthermore, a PPR can bring some tax benefits, especially with the IRS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>However, it is important to pay attention to some details before subscribing to one of these plans. For example, it is important to find out all the conditions of the financial institution you choose.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1gqr2K\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcartao.com\/en\/entregar-irs\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Who doesn&#039;t need to file the IRS in 2023? \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/04\/AdobeStock_591277746_Editorial_Use_Only-scaled.jpeg\" alt=\"Tela de computador com lente de \u00f3culos na frente com p\u00e1gina da Autoridade Aduaneira aberta\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcartao.com\/en\/entregar-irs\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Who doesn&#039;t need to file the IRS in 2023? \">\n            Who doesn&#039;t need to file the IRS in 2023?         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Obtain your IRS declaration exemption certificate as soon as possible and rest assured regarding this commitment to the government.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcartao.com\/en\/entregar-irs\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorcartao.com\/en\/entregar-irs\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-o-que-levar-em-conta-para-escolher-um-ppr\">What to take into account when choosing a PPR?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>To choose a PPR investment that is worthwhile, it is necessary to compare the proposals on some points.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>For example, it is necessary to check the level of taxation, what is the total value of commissions, charges and redemption conditions! Many financial institutions charge amounts that do not compensate for the investment.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-mais-detalhes-sobre-como-o-ppr-funciona\">More details on how PPR works<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"683\" loading=\"lazy\" src=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_562255558-1024x683.jpeg\" alt=\"Mulher apontando porquinho para c\u00e2mera\" class=\"w-full object-cover object-center border mx-auto wp-image-9685\" srcset=\"https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_562255558-1024x683.jpeg 1024w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_562255558-300x200.jpeg 300w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_562255558-768x512.jpeg 768w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_562255558-1536x1024.jpeg 1536w, https:\/\/senhorcartao.com\/wp-content\/uploads\/2023\/05\/AdobeStock_562255558-2048x1365.jpeg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >So, how about knowing the options? Source: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>If you wish, you can choose between a PPR with a little more risk and one with fewer complications. Therefore, there is a PPR subscription option that makes investments in shares, choose what is most worthwhile for you.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proportionally, the greater the risk, the greater the possibility of return. However, be aware, the option with more risk is recommended for those who are far from retirement.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Therefore, for those who are approaching that moment, the ideal is the one with the lowest risk, to maintain income. Furthermore, PPR income can vary from 3% to 5% gross! So, choose yours carefully!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-beneficio-fiscal-na-irs\">IRS tax benefit<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>There are several benefits linked to tax for those who subscribe to the PPR. In this way, it is possible to obtain a deduction of 20% from the investment value. However, if it is already a retirement, there is no deduction. So stay tuned!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In any case, the total amount of the deduction varies according to age. For example, up to age 35, the maximum amount is 400 euros. On the other hand, from 35 to 50, the value is 350 euros. And finally, after 50, the maximum is 300 euros!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In other words, the sooner you invest in a PPR, the better the advantages, both from the point of view of income and IRS deduction.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-beneficios-de-irs-no-resgate\">IRS benefits upon redemption<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>On the other hand, when it comes to redeeming your PPR investment, this is also what makes it worthwhile! This is because the tax rate can be greatly reduced, in order to favor your choice!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Therefore, the IRS withholding rate is 8% on the income obtained, if you withdraw the full amount. When comparing the rate with other savings accounts that are 28%, you can see why it is a favorable investment.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>However, this low rate that the PPR offers depends on some factors, such as making the redemption at least after 5 years of subscription, if you are over 60 years old, in case of retirement due to old age.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-em-caso-de-credito-habitacao\">In case of housing credit<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Furthermore, it is possible to withdraw your PPR investment at any time with the same rate of just 8% of IRS withholding if you are motivated to pay the mortgage. In fact, in this case, you don&#039;t need to be a minimum age!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>On the other hand, the longer you leave your money to earn in the PPR, the greater your income and financial peace of mind will be at the time of retirement. So, don&#039;t waste time with low-yield savings.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Choose an opportunity that will bring you financial comfort and make your money work for you! Therefore, investing in PPR is worth it. Furthermore, research and investigate the best bank for you!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-outras-opcoes-deposito-a-prazo-activobank\">Discover other options: ActivoBank term deposit<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>So, as you already know that the PPR investment is worth it and will bring you many financial opportunities when you retire, how about getting to know other types of calmer investments?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Therefore, AB&#039;s term deposit is a great opportunity for new customers, or for those who are creating a first account, or learning how to invest. In other words, among simple savings, it is one of the best.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Do you want to know more details to make your investment as soon as possible? AB is an online bank that resolves your investment in just 30 minutes! 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