Find out today which are the best banks to open a digital account. There, find complete and safe products and take care of your money in a practical way, all at cheaper rates.

After all, digital accounts tend to have lower rates compared to regular bank current accounts. Furthermore, they are more practical, because hiring and using them does not require constant travel.

Furthermore, it is possible to monitor any movement, balances and statements without leaving home, via the app. So, keep reading to discover the latest in the financial market.

This is because digital accounts link financial products to technology and deliver what is easiest, safest and simplest for its customers.

Digital accounts are nothing new. They have been around for a few years and, over the years, they have gained more and more customers.

But what do they offer that is so advantageous? Still, what are its negative points? Check it out below!

The first point of emphasis, of course, is that this type of financial product offers a lot of convenience! After all, you don't even have to leave the house to get it.

Opening digital accounts is done remotely, online, via an app or website. Each institution has its own rules and requirements. However, for the most part, this is the way to acquire this financial product.

Furthermore, the digital account has all the services that a common current account offers. You can receive your salary there. Likewise, make transfers, payments and deposits.

Furthermore, the digital account can accompany other financial services, such as debit and credit cards, loans, financing and insurance.

It is worth knowing that these services may already be included with the account or be contracted separately, depending on the case.

Finally, be aware that the emergence of digital accounts also represented competition to traditional banks. Therefore, it was up to them to create more interesting services and conditions to attract customers.

Digital accounts usually come from equally digital banks. Therefore, there is no face-to-face service and there are not even agencies. Therefore, everything you need to resolve in relation to them must occur online.

Furthermore, digital accounts do not usually have their banks' own ATMs. Therefore, additional fees may be charged for redeeming cash.

However, some brands offer a package with some free monthly movements, so it's worth researching thoroughly to choose the one that best fits your daily needs.

Discover, right now, some of the best banks to open your digital account in Portugal. See, then, some details and benefits that each of them offers to the public and check which one is best for you!

Activo Bank earned space on our list as one of the best banks for digital accounts in Portugal! It differentiates itself from others by offering a fee-free account that comes with a debit and credit card!

However, it is important to remember that to obtain a credit limit it is essential to undergo a credit analysis. Therefore, before requesting the card with your account, ensure that your name is clean and your accounts are up to date.

Account opening, in this case, takes place through the institution's application. There, you must make a video call with a bank attendant and then make an initial deposit of 500 Euros. From there, you can use the account!

Although N26 emerged in Germany, today it offers services in numerous European countries, including Portugal. And, like most digital banks, its operations are strictly online.

Furthermore, the coolest thing is that this institution offers a series of account types. The most basic one does not charge fees and offers free withdrawals, as well as a debit card.

The others, in turn, have more benefits, although they are charged a maintenance fee. Therefore, it is possible to find the one that best fits your needs and what you are looking for.

Opening any account takes place through the institution's app, where you can also find the other products it offers.

Wise is the name of one of the best banks for digital accounts. It stands out especially for having lower fees for those who need to transfer funds to other countries.

In addition, your digital account also allows withdrawals from ATMs. You also have a prepaid card for purchases and payments. To use it, you just need to have a balance in your account.

Banco Best is also on our list of the best banks for digital accounts. It is of Portuguese origin and differentiates itself by having some physical agencies here in Portugal.

However, to open an account you don't need to worry about going to one of its branches. After all, the opening is online, via the banking institution's website.

On the other hand, to open your account you must make an initial deposit of 500 Euros. So, if you are interested, see below how to open an account at Banco Best and enjoy its benefits!