Cards

Caixa ISIC or Caixa In card: which is best?

In doubt between the Caixa ISIC or Caixa In card? Be aware that both have incredible advantages, such as insurance and international coverage. So, discover its pros and cons and choose what suits you best!

Advertisement

Discover the best card for you among these Caixa options 

Logo CGD fundo cinza
Check out the complete comparison between CGD cards below. Source: CGD.

To decide between the Caixa ISIC or Caixa In card, you need to know each one in depth. So, see everything about each of the alternatives today.

Both cards belong to Caixa Geral de Depósitos, a financial institution in Portugal. Therefore, they have some similarities while maintaining several differences. So, keep reading and see everything about each of these cards!

Pessoa segurando cartão Caixa ISIC, xícara de café e fone de ouvido

How to apply for the Caixa ISIC card

Requesting the Caixa ISIC card is simple! Learn step by step and take advantage of its advantages, such as international Visa and insurance!

Mão segurando cartão de crédito Caixa In; detalhe de teclado e mouse

How do I apply for the Caixa In credit card?

See what procedure is necessary to apply for the Caixa In credit card and thus have access to the card's numerous advantages!

ISIC BoxCash In
Annuity€18 and Stamp Tax12 € 
Do you accept denial?UninformedUninformed
FlagVisaVisa 
RoofInternationalInternational
BenefitsUp to 50 days of interest-free credit, contactless technology, rounding of amounts to save little by little, cash advances on credit, benefits in more than 120 countries with discounts in more than 150 thousand establishments, international coverage, insurance against theft, personal accidents, travel and legal protection.Up to 50 days of interest-free credit, split payments, insurance against abusive expenses, insurance against money theft, rounding-off program that helps you save, discounts at more than 50 partners of the “Vantagens Caixa” program.

Caixa In Card 

cartão de crédito Caixa In
Find out more about the Caixa In card. Source: CGD.

First, let's see more about the Caixa In card. It is a card that has debit and credit functions with the Visa International brand. Therefore, it allows purchases in cash or for payment when the invoice is due. It also allows purchases in installments. 

Furthermore, the card has some additional benefits that go beyond day-to-day operation. Likewise, it also has some negative points, as we will see below in the comparison with Caixa ISIC.

ISIC Caixa Card

cartão de crédito Caixa ISIC fundo branco
Find out more about the Caixa ISIC card. Source: CGD.

On the other hand, to decide between the Caixa In or ISIC card it is necessary to know the second option, in the same way. This is a Caixa ISIC credit card that was created especially for students, that is, for students.

In this way, it is a tool that accepts clients who are just starting their financial life and who, in most cases, do not have proof of income or financial history.

In fact, doing so brings a series of special benefits, as we will see below.

Caixa In Card Advantages 

Firstly, the Caixa In card has several positive points. So, check out the main ones and then see what the highlights of the Caixa ISIC card are:

  • Online membership;
  • Invoice rounding using the difference automatically for savings purposes;
  • Up to 50 days of interest-free credit;
  • International Visa Flag;
  • “Vantagens Caixa” program that offers discounts at a series of Caixa Geral de Depósitos partners (around 50 partners);
  • Insurance against abusive expenses;
  • Money theft insurance.

Advantages of Caixa ISIC Card

The credit card aimed at students and belonging to Caixa Geral de Depósitos offers the following positive points:

  • Up to 50 days of interest-free credit;
  • International Visa Flag;
  • Contactless;
  • Rounding of invoice amounts to save little by little;
  • Advance of cash on credit;
  • Advantages in more than 120 countries with discounts in more than 150 thousand establishments;
  • Theft insurance;
  • Personal accident insurance;
  • Travel insurance;
  • Legal protection insurance.

Disadvantages of the Caixa In Card 

Comparison and choice between the Caixa In and ISIC cards is only possible if we also analyze the negative points of each one. Let's start, therefore, with Caixa In, which is not that interesting due to the following points:

  • Firstly, to obtain the Caixa In card you must have an account at Caixa Geral de Depósitos;
  • Furthermore, the card and account are exclusive to those who reside in Portugal, regardless of whether they are Portuguese or not;
  • Finally, it is still necessary to present proof of income documents to open the account and then apply for a credit card.

Disadvantages of Caixa ISIC Card

To finish the comparison between the Caixa In and ISIC cards, it is necessary to know the negative points of the second one. In fact, they are basically the same as those applied in the previous point, with just one difference. Look:

  • Firstly, to obtain the Caixa In card you must have an account at Caixa Geral de Depósitos;
  • Furthermore, the card and account are exclusive to those residing in Portugal;
  • Finally, only students can open this account and have access to the card.

Caixa ISIC card or Caixa In card: which one to choose after all

Still in doubt about which card is best for your life? Well then, let's help you.

Firstly, consider that the ISIC option is only available to students. In fact, it is necessary to prove this condition with enrollment documents and other documents related to the course.

Therefore, if you are not a student residing in Portugal, you no longer have the chance to have the Caixa Isic card. In other words, in this case only In will be an alternative, and that's as long as you meet the other requirements.

On the other hand, those who are students don't have much to think about. After all, for this specific audience, the doubt between the Caixa In card and ISIC has already been resolved, since the second alternative brings more advantages to the student population, as well as having a lower annual fee.

On the other hand, if you are not a student, then the Caixa In card could be the option for you. However, if you are still not sure whether it is the best option for your life, be sure to check out other options on the market. Our suggestion, in fact, is the TAP Gold card. So, read more about it and don’t waste any more time and find a financial solution for your life!

Cartão de crédito TAP Gold frente e verso

How do I apply for the TAP Gold credit card?

To apply for the TAP Gold credit card, the procedure is simple! Discover the step by step here.

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

Reviewed by  / 

Senior Editor

Trending Topics

content

How to request and activate the NB Gold credit card?

Check out who can apply and how to activate the NB Gold card without leaving home, in the comfort of your home, and guarantee several benefits!

Keep Reading
content

Rent Protection Insurance Peace of mind: rent your properties!

Tranquilidade Rent Protection Insurance protects the landlord and tenant of a property. Find out how to ensure that your monthly rent will be paid!

Keep Reading
content

Linha Valor Platform: how does it work?

The Linha Valor platform is for those who need to renegotiate credit debt from different institutions, finding the best option!

Keep Reading

You may also like

content

How to join Via Verde Electric: charge your car using your cell phone!

Do you want to know how to join Via Verde Electric? You can carry out the entire process via the website and download the app on your Android or iOS smartphone!

Keep Reading
content

Discover Digital Banks with Debit Cards!

There are several Digital Banks that offer debit cards and have all the convenience of online transactions. Discover the main ones!

Keep Reading
content

How to apply for the Caixa Platina credit card?

Ordering the Caixa Platina card is simple and you enjoy several special advantages, such as a Visa brand and international coverage!

Keep Reading