Counter advice, no bank jargon

Which card is right for you? Ask at the counter.

Tell us your situation. We show the real yearly cost first, then the perks — and say plainly who should skip a card.

Take a number: what is your situation?

  1. My first card Easy approval, low limit to start
  2. Low Interest Lower rates if you carry a balance
  3. No annual fee Pay nothing just to keep it
  4. Cashback Money back on everyday spending
  5. Miles and travel Lounges, miles, fewer foreign fees
  • Real yearly cost before perks
  • No one can promise approval — we never do
  • Fine print explained in plain words

Recently added

B

Who it's for: This card is best for Puerto Ricans who travel frequently and dine out, maximizing rewards on these categories.

  • Annual fee $75
  • Rewards 2%
  • APR 16.74%

The Banco Popular Visa Platinum is a solid choice for those who travel often and want to earn rewards on their expenses.

View card

P

Who it's for: Best for consumers who frequently spend on credit and can leverage the rewards system effectively.

  • Annual fee No annual fee
  • Rewards 1.5%
  • APR 16.74%

The Visa Cobalt Infinite offers attractive rewards but comes with a high annual fee. It's a solid choice for those who spend enough to maximize its benefits.

View card

F

Who it's for: Best for users looking to manage debt with low introductory rates while earning rewards on everyday spending.

  • Annual fee No annual fee
  • Rewards 1%
  • APR 16.75%

The FirstBank Beyond One Mastercard offers a solid option for those seeking a no-annual-fee card with low introductory rates.

View card

P

Who it's for: Best for moderate spenders looking for a no-fee rewards card with straightforward benefits.

  • Annual fee No annual fee
  • Rewards 1.5%
  • APR 16.74%

The Visa PREMIA Rewards card offers solid rewards without an annual fee, making it suitable for those who spend moderately.

Recommended View card

O

Who it's for: Best for those who frequently shop for groceries and want to earn rewards without an annual fee.

  • Annual fee No annual fee
  • Rewards 3%
  • APR 17.49%

A solid choice for grocery shoppers, but be mindful of high APR rates.

View card